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Xero Pricing (March 2026)
Starting from $25/mo
Prices verified March 16, 2026
How much does Xero cost?
Xero starts at $25/mo with 3 plans available.
Free TierNo
Starting Price$25/mo
Number of Plans3
Billing Cyclemonthly
Pricing Modelsubscription
All Plans
Most Popular
Growing
$55/mo
Billed monthly
- Unlimited invoices
- Unlimited bills
- Bulk reconciliation
Feature Breakdown by Plan
| Feature | Early | Growing | Established |
|---|---|---|---|
| 20 invoices | ✓ | ✗ | ✗ |
| 5 bills | ✓ | ✗ | ✗ |
| Bank reconciliation | ✓ | ✗ | ✗ |
| Unlimited invoices | ✗ | ✓ | ✗ |
| Unlimited bills | ✗ | ✓ | ✗ |
| Bulk reconciliation | ✗ | ✓ | ✗ |
| Multi-currency | ✗ | ✗ | ✓ |
| Expenses | ✗ | ✗ | ✓ |
| Projects | ✗ | ✗ | ✓ |
Team Cost Calculator
Estimated monthly costs based on team size (price per user × team members):
| Team Size | Early | Growing | Established |
|---|---|---|---|
| 5 users | $125/mo | $275/mo | $450/mo |
| 10 users | $250/mo | $550/mo | $900/mo |
| 25 users | $625/mo | $1,375/mo | $2,250/mo |
| 50 users | $1,250/mo | $2,750/mo | $4,500/mo |
Is Xero Worth It?
4.4/5 from 3,100 reviews
There is no free tier, but most paid plans include a trial period.
Paid plans range from $25/mo (Early) to $90/mo (Established). Most users pick the Growing plan.
Best for: Small businesses, International companies, Freelancers. Keep in mind: limited features on starter.
Xero Pros & Cons
Pros
- Beautiful interface
- Great bank feeds
- Strong app marketplace
- Multi-currency
- Unlimited users
Cons
- Limited features on starter
- US payroll is add-on
- Invoice limits on lower tier
- Support varies
Frequently Asked Questions
Xero starts at $25/mo, billed monthly. There are 3 plans available.
No, Xero does not currently offer a free plan, though most paid plans include a trial period.
The most affordable paid plan is Early at $25/mo.
With a 4.4/5 rating from 3,100 reviews, Xero is well-regarded. Best for: Small businesses, International companies, Freelancers.
Xero bills monthly. The pricing model is subscription.
Xero offers 3 plans: Early, Growing, Established.