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Gusto Pricing (April 2026)

Starting from $40/mo
Prices verified March 16, 2026

How much does Gusto cost?

Gusto starts at $40/mo with 3 plans available.

Free TierNo
Starting Price$40/mo
Number of Plans3
Billing Cyclemonthly
Pricing Modelsubscription

All Plans

Simple

$40/mo
Billed monthly
  • Full-service payroll
  • Employee profiles
  • Basic hiring
Try Simple
Most Popular

Plus

$80/mo
Billed monthly
  • Time tracking
  • PTO policies
  • Next-day direct deposit
Try Plus

Premium

$180/mo
Billed monthly
  • Performance reviews
  • Surveys
  • Dedicated support
Try Premium

Gusto Pricing Breakdown

Gusto offers a tiered pricing model designed to accommodate businesses of various sizes and complexity levels. The platform's transparent pricing structure ensures that you only pay for the features you need, with predictable monthly costs that scale alongside your organization.

The Simple Plan starts at $49 per month plus $6 per employee, making it an attractive option for small teams and startups. This entry-level package includes essential payroll processing, tax filing, and basic employee management tools. It's ideal for businesses with straightforward workforce needs and limited administrative complexity.

The Plus Plan, priced at $80 per month plus $12 per employee, introduces more advanced features like multi-state payroll, next-day direct deposit, and comprehensive time tracking. This tier is perfect for growing businesses that require more robust HR tools and greater workflow flexibility. You'll gain access to advanced onboarding features, performance management tools, and enhanced reporting capabilities.

For enterprises with complex HR requirements, the Premium Plan offers custom pricing with comprehensive support. This top-tier solution includes a dedicated customer success manager, advanced compliance tools, and priority technical support. While pricing varies based on your specific needs, businesses can expect to pay approximately $180 per month plus $22 per employee for a full-featured HR management platform.

When comparing Gusto to competitors, the platform consistently offers competitive pricing with superior feature depth. Unlike many HR software providers that charge exorbitant fees for basic functionality, Gusto provides a comprehensive suite of tools at a reasonable cost. Be aware that while the base pricing seems straightforward, additional services like benefits administration and advanced integrations may incur supplemental charges.

Feature Breakdown by Plan

FeatureSimplePlusPremium
Full-service payroll
Employee profiles
Basic hiring
Time tracking
PTO policies
Next-day direct deposit
Performance reviews
Surveys
Dedicated support

Team Cost Calculator

Estimated monthly costs based on team size (price per user × team members):

Team SizeSimplePlusPremium
5 users$200/mo$400/mo$900/mo
10 users$400/mo$800/mo$1,800/mo
25 users$1,000/mo$2,000/mo$4,500/mo
50 users$2,000/mo$4,000/mo$9,000/mo

Is Gusto Worth It?

4.54.5/5 from 3,800 reviews

There is no free tier, but most paid plans include a trial period.

Paid plans range from $40/mo (Simple) to $180/mo (Premium). Most users pick the Plus plan.

Best for: Small businesses, Startups, First-time employers. Keep in mind: gets expensive.

Gusto Pros & Cons

Pros
  • Easy payroll
  • Benefits administration
  • Great onboarding
  • Excellent UI
  • Automatic tax filing
Cons
  • Gets expensive
  • US only
  • Limited customization
  • Add-on costs

Frequently Asked Questions

Gusto starts at $40/mo, billed monthly. There are 3 plans available.
No, Gusto does not currently offer a free plan, though most paid plans include a trial period.
The most affordable paid plan is Simple at $40/mo.
With a 4.5/5 rating from 3,800 reviews, Gusto is well-regarded. Best for: Small businesses, Startups, First-time employers.
Gusto bills monthly. The pricing model is subscription.
Gusto offers 3 plans: Simple, Plus, Premium.
Visit Gusto

Read full Gusto review

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